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How You Can Afford a Boat

Imagine the joy on your kids face when you tell them that they are going for a boat ride.  Remember the times growing up and the fun you had fishing with your Dad.  Think back to that time when you were learning how to water ski.  Realize now that boating is not reserved for the wealthy. You can afford a boat.  Here I will show you how.

Larry Rains from Yacht World recently wrote a brief article on his blog for the marine industry.  He said that dealers and boat builders should put more effort into emphasizing that there is an entry level boat available for any pocket book.  There are indeed several ways for you to get into boating that can fit your budget.

There are hundreds of used boats on the market in your area in the 16 to 20 foot range that can be purchased for a few thousand dollars.  Rigid Inflatable Boats (RIB) made by companies such as Nautica, Novurania and Zodiak are a great option.  An 18 - 20 foot RIB is light enough to trailer behind most vehicles, are extremely safe and seaworthy, and can be stored for a couple hundred dollars a month at a public storage facility if you have no room at home.

The Freedom Boat Club has been around since 1989 and has 45 locations in the USA.  Boat clubs are an affordable alternative to buying and maintaining your own boat.  For a monthly fee you have access to a fleet of boats.  You reserve the boat you want in advance.  You show up at the dock with the kids and the dog and the boat is clean and fueled and waiting for you.  At the end of the day the club staff help you secure the boat and get it ready for the next member.  You simply tie up and walk away.

The marine lending companies have been working hard to keep boat ownership affordable in the current economic climate.  Seacoast, Newcoast, and Sterling among other are offering low interest rates and can help you calculate what you can afford.  They will finance both new and used boats.  A consultation is free and can be done over the phone or by email.

There are even resources online to help you convince a skeptical spouse of the benefits and affordability of getting a boat for the family.  Check out their videos and testimonials at Discover Boating.

Take the dream and make it a reality for 2009.  Introduce your family to a safe and enjoyable lifestyle that they will never forget.  You can relive the joy of boating and the water that you knew when you were growing up.  Offer that joy now to the next generation.

For a free consultation on how you can afford a boat or more information click on the Contact page and send me an email.

Live the dream!

David Tomen CPYB